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Southbridge Credit Cards

Credit Card Debt in Southbridge

^ Average credit card debt in Southbridge is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Southbridge

^ Based on overall MA data, the credit card delinquency rate in Southbridge is approximately 0.62%. [2]

Credit Scores in Southbridge

^ The average credit score in Southbridge is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Southbridge, MA Credit Card & Personal Finance Statistics

Southbridge Credit Card Debt


  • Credit Card Debt in Southbridge
    • The estimated average credit card debt for Southbridge residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Southbridge Credit Card Calculator


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Southbridge Credit Scores


  • Credit Scores in Southbridge
    • Residents of Southbridge, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Southbridge, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Southbridge cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Southbridge [4]
    • Southbridge (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Southbridge, MA

Recent credit card complaints originating from consumers in 01550, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Oct 10, 2012
01550
APR or interest rate
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
May 20, 2014
01550
Unsolicited issuance of credit card
CITIBANK, N.A.
Closed with non-monetary relief
Yes
Yes
Aug 17, 2012
01550
Late fee
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Jul 29, 2015
01550
Billing statement
ENCORE CAPITAL GROUP INC.
Closed with non-monetary relief
Yes
No

Local Financial Institutions in Southbridge

Banks in or near Southbridge, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Southbridge produced no matches.

ATMs in or near Southbridge, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Southbridge produced no matches.

Credit Unions in or near Southbridge, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Southbridge produced no matches.

Southbridge, MA Household Income Statistics

Income: Southbridge vs. Massachusetts

Median household income in Southbridge ($39,958) is approximately 44 percent less than the median income for the state as a whole ($71,021). [5]


Southbridge, MA Income Breakdown

The city of Southbridge has a median household income of $39,958, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 11 percent of Southbridge households have incomes below poverty level. [5]



Income: Southbridge vs. Nation

Median household income in Southbridge ($39,958) is approximately 31 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About Southbridge

Southbridge is a city located in Worcester County in the state of Massachusetts, and has a population of approximately 16,719. [6]

MA Credit Cards

Southbridge Credit Cards

For more information about Southbridge credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau