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Easthampton Credit Cards

Credit Card Debt in Easthampton

^ Average credit card debt in Easthampton is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Easthampton

^ Based on overall MA data, the credit card delinquency rate in Easthampton is approximately 0.62%. [2]

Credit Scores in Easthampton

^ The average credit score in Easthampton is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Easthampton, MA Credit Card & Personal Finance Statistics

Easthampton Credit Card Debt


  • Credit Card Debt in Easthampton
    • The estimated average credit card debt for Easthampton residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Easthampton Credit Card Calculator


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Easthampton Credit Scores


  • Credit Scores in Easthampton
    • Residents of Easthampton, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Easthampton, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Easthampton cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Easthampton [4]
    • Easthampton (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Easthampton, MA

Recent credit card complaints originating from consumers in 01027, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jun 18, 2012
01027
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Sep 13, 2013
01027
Late fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Mar 11, 2014
01027
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jun 28, 2012
01027
Delinquent account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
May 31, 2012
01027
APR or interest rate
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No

Local Financial Institutions in Easthampton

Banks in or near Easthampton, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Easthampton produced no matches.

ATMs in or near Easthampton, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Easthampton produced no matches.

Credit Unions in or near Easthampton, MA

Local credit unions offering financial products to residents of the community.


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Our search for credit unions located in Easthampton produced no matches.

Easthampton, MA Household Income Statistics

Income: Easthampton vs. Massachusetts

Median household income in Easthampton ($41,654) is approximately 41 percent less than the median income for the state as a whole ($71,021). [5]


Easthampton, MA Income Breakdown

The city of Easthampton has a median household income of $41,654, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 13 percent of Easthampton households have incomes below poverty level. [5]



Income: Easthampton vs. Nation

Median household income in Easthampton ($41,654) is approximately 29 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About Easthampton

Easthampton is a city located in Hampshire County in the state of Massachusetts, and has a population of approximately 16,053. [6]

MA Credit Cards

Easthampton Credit Cards

For more information about Easthampton credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau