Comprehensive Local Credit Card Guide

Credit Cards in 01843 (Lawrence, MA)

Credit Card Debt in 01843

^ Average credit card debt in 01843 is approximately $5,142, based on overall Massachusetts data. ^[1]

Credit Card Delinquency in 01843

^ Based on overall Massachusetts data, the credit card delinquency rate in Lawrence is approximately 0.62%. ^[2]

Credit Scores in 01843

^ The average credit score in Lawrence is approximately 714, based on collective Massachusetts data. ^[3]

Credit Card & Personal Finance Statistics in 01843

Credit Card Debt in 01843

01843 Credit Card Debt
- The estimated average credit card debt for 01843 residents is $5,142. ^[1]
- Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 01843

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01843 Credit Scores

Credit Scores in 01843
- Residents of 01843 (MA) have an estimated average credit score of 714. ^[3]
- The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. ^[3]

More 01843 (Lawrence, MA) Credit Stats

Credit card delinquency rates in Massachusetts ^[2]
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.

Cardholders in 01843 who are more than 90 days late on payments
- Massachusetts Rate: 0.62%
- National Average: 0.57%

Statute of limitations for credit card debt in 01843 ^[4]
- 01843 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 01843 (Lawrence, MA)

Recent credit card complaints originating from consumers in 01843, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 01843

Complaint Issue	Number of Complaints*
Improper use of your report	233
Incorrect information on your report	194
Problem with a credit reporting company's investigation	101
Problem with a company's investigation into an existing problem	39
Attempts to collect debt not owed	8
Other	53

* Total 2021 - 2024 (current)

Additional information about Massachusetts

About 01843

01843 is associated with the city of Lawrence, which is located in Essex County in the state of Massachusetts. ^[6]

01843 Credit Cards

For more information about 01843 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Massachusetts

Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau