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Comprehensive Local Credit Card Guide

Chelsea Credit Cards

Credit Card Debt in Chelsea

^ Average credit card debt in Chelsea is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Chelsea

^ Based on overall MA data, the credit card delinquency rate in Chelsea is approximately 0.62%. [2]

Credit Scores in Chelsea

^ The average credit score in Chelsea is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Chelsea, MA Credit Card & Personal Finance Statistics

Chelsea Credit Card Debt


  • Credit Card Debt in Chelsea
    • The estimated average credit card debt for Chelsea residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Chelsea Credit Card Calculator


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Chelsea Credit Scores


  • Credit Scores in Chelsea
    • Residents of Chelsea, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Chelsea, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Chelsea cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Chelsea [4]
    • Chelsea (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Chelsea, MA

Recent credit card complaints originating from consumers in 02150, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Oct 17, 2014
02150
Other
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Dec 10, 2013
02150
Delinquent account
DISCOVER BANK
Closed with explanation
Yes
No
Dec 16, 2013
02150
Delinquent account
CITIZENS FINANCIAL GROUP, INC.
Closed with explanation
Yes
No
Jan 20, 2012
02150
Billing statement
CAPITAL ONE FINANCIAL CORPORATION
Closed
Yes
Yes

Local Financial Institutions in Chelsea

Banks in or near Chelsea, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Chelsea produced no matches.

ATMs in or near Chelsea, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Chelsea produced no matches.

Credit Unions in or near Chelsea, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Chelsea produced no matches.

Chelsea, MA Household Income Statistics

Income: Chelsea vs. Massachusetts

Median household income in Chelsea ($35,531) is approximately 50 percent less than the median income for the state as a whole ($71,021). [5]


Chelsea, MA Income Breakdown

The city of Chelsea has a median household income of $35,531, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 23 percent of Chelsea households have incomes below poverty level. [5]



Income: Chelsea vs. Nation

Median household income in Chelsea ($35,531) is approximately 39 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About Chelsea

Chelsea is a city located in Suffolk County in the state of Massachusetts, and has a population of approximately 35,177. [6]

MA Credit Cards

Chelsea Credit Cards

For more information about Chelsea credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau