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Comprehensive Local Credit Card Guide

Chelsea Credit Cards

Credit Card Debt in Chelsea

^ Average credit card debt in Chelsea is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Chelsea

^ Based on overall MA data, the credit card delinquency rate in Chelsea is approximately 0.62%. [2]

Credit Scores in Chelsea

^ The average credit score in Chelsea is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Chelsea, MA Credit Card & Personal Finance Statistics

Chelsea Credit Card Debt


  • Credit Card Debt in Chelsea
    • The estimated average credit card debt for Chelsea residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Chelsea Credit Card Calculator


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Chelsea Credit Scores


  • Credit Scores in Chelsea
    • Residents of Chelsea, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Chelsea, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Chelsea cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Chelsea [4]
    • Chelsea (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Massachusetts

About Chelsea

Chelsea is a city located in Suffolk County in the state of Massachusetts, and has a population of approximately 35,177. [6]

MA Credit Cards

Chelsea Credit Cards

For more information about Chelsea credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau