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Comprehensive Local Credit Card Guide

Credit Cards in 01027 (Easthampton, MA)

Credit Card Debt in 01027

^ Average credit card debt in 01027 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01027

^ Based on overall Massachusetts data, the credit card delinquency rate in Easthampton is approximately 0.62%. [2]

Credit Scores in 01027

^ The average credit score in Easthampton is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01027

Credit Card Debt in 01027


  • 01027 Credit Card Debt
    • The estimated average credit card debt for 01027 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01027


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01027 Credit Scores


  • Credit Scores in 01027
    • Residents of 01027 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01027 (Easthampton, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01027 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01027 [4]
    • 01027 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01027 (Easthampton, MA)

Recent credit card complaints originating from consumers in 01027, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jun 18, 2012
01027
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Sep 13, 2013
01027
Late fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Mar 11, 2014
01027
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jun 28, 2012
01027
Delinquent account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
May 31, 2012
01027
APR or interest rate
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No

Local financial institutions in or near 01027

Banks in or near 01027 (Easthampton, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 01027 produced no matches.

ATMs in or near 01027 (Easthampton, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 01027 produced no matches.

Credit Unions in or near 01027 (Easthampton, MA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 01027 produced no matches.

Household Income Statistics in 01027

Income: 01027 vs. Massachusetts

Median household income in 01027 ($41,654) is approximately 41 percent less than the median income for the state as a whole ($71,021). [5]


Income Breakdown in 01027

The median household income in 01027 is $41,654, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 13 percent of Easthampton households have incomes below poverty level. [5]



Income: 01027 vs. Nation

Median household income in 01027 ($41,654) is approximately 29 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About 01027

01027 is associated with the city of Easthampton, which is located in Hampshire County in the state of Massachusetts. [6]

MA Credit Cards

01027 Credit Cards

For more information about 01027 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau