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Comprehensive Local Credit Card Guide

Northampton Credit Cards

Credit Card Debt in Northampton

^ Average credit card debt in Northampton is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Northampton

^ Based on overall MA data, the credit card delinquency rate in Northampton is approximately 0.62%. [2]

Credit Scores in Northampton

^ The average credit score in Northampton is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Northampton, MA Credit Card & Personal Finance Statistics

Northampton Credit Card Debt


  • Credit Card Debt in Northampton
    • The estimated average credit card debt for Northampton residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Northampton Credit Card Calculator


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Northampton Credit Scores


  • Credit Scores in Northampton
    • Residents of Northampton, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Northampton, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Northampton cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Northampton [4]
    • Northampton (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Northampton, MA

Recent credit card complaints originating from consumers in 01060, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jun 29, 2015
01060
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Sep 23, 2012
01060
Credit card protection / Debt protection
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
Oct 8, 2014
01060
Late fee
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
Yes
Oct 31, 2014
01060
Identity theft / Fraud / Embezzlement
FIRST NATIONAL BANK OF OMAHA
Closed with explanation
Yes
No

Local Financial Institutions in Northampton

Banks in or near Northampton, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Northampton produced no matches.

ATMs in or near Northampton, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Northampton produced no matches.

Credit Unions in or near Northampton, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Northampton produced no matches.

Northampton, MA Household Income Statistics

Income: Northampton vs. Massachusetts

Median household income in Northampton ($70,393) is approximately 1 percent less than the median income for the state as a whole ($71,021). [5]


Northampton, MA Income Breakdown

The city of Northampton has a median household income of $70,393, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 13 percent of Northampton households have incomes below poverty level. [5]



Income: Northampton vs. Nation

Median household income in Northampton ($70,393) is approximately 21 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About Northampton

Northampton is a city located in Hampshire County in the state of Massachusetts, and has a population of approximately 28,549. [6]

MA Credit Cards

Northampton Credit Cards

For more information about Northampton credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau