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Comprehensive Local Credit Card Guide

Medford Credit Cards

Credit Card Debt in Medford

^ Average credit card debt in Medford is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Medford

^ Based on overall MA data, the credit card delinquency rate in Medford is approximately 0.62%. [2]

Credit Scores in Medford

^ The average credit score in Medford is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Medford, MA Credit Card & Personal Finance Statistics

Medford Credit Card Debt


  • Credit Card Debt in Medford
    • The estimated average credit card debt for Medford residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Medford Credit Card Calculator


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Medford Credit Scores


  • Credit Scores in Medford
    • Residents of Medford, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Medford, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Medford cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Medford [4]
    • Medford (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Medford, MA

Recent credit card complaints originating from consumers in 02155, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Sep 28, 2014
02155
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
No
Apr 21, 2014
02155
Billing statement
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Mar 4, 2012
02155
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with relief
Yes
No
Nov 10, 2014
02155
Delinquent account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
May 9, 2012
02155
Billing disputes
CITIBANK, N.A.
Closed with relief
Yes
No
Sep 11, 2014
02155
Delinquent account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Dec 12, 2012
02155
APR or interest rate
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Dec 11, 2013
02155
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Mar 5, 2015
02155
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jun 11, 2015
02155
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Dec 14, 2015
02155
Closing/Cancelling account
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Mar 21, 2013
02155
Collection practices
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Oct 13, 2015
02155
Credit determination
CITIBANK, N.A.
Closed with explanation
Yes
No
Nov 14, 2012
02155
Credit card protection / Debt protection
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Jan 26, 2013
02155
Collection debt dispute
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Apr 24, 2014
02155
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Nov 1, 2013
02155
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jul 18, 2012
02155
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jun 16, 2015
02155
Other fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Sep 15, 2016
02155
Billing disputes
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Jan 25, 2012
02155
Billing statement
BARCLAYS BANK DELAWARE
Closed with relief
Yes
No
Jan 8, 2015
02155
Credit card protection / Debt protection
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Feb 23, 2012
02155
Rewards
JPMORGAN CHASE & CO.
Closed with relief
Yes
No

Local Financial Institutions in Medford

Banks in or near Medford, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Medford produced no matches.

ATMs in or near Medford, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Medford produced no matches.

Credit Unions in or near Medford, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Medford produced no matches.

Medford, MA Household Income Statistics

Income: Medford vs. Massachusetts

Median household income in Medford ($46,543) is approximately 34 percent less than the median income for the state as a whole ($71,021). [5]


Medford, MA Income Breakdown

The city of Medford has a median household income of $46,543, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 8 percent of Medford households have incomes below poverty level. [5]



Income: Medford vs. Nation

Median household income in Medford ($46,543) is approximately 20 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About Medford

Medford is a city located in Middlesex County in the state of Massachusetts, and has a population of approximately 56,173. [6]

MA Credit Cards

Medford Credit Cards

For more information about Medford credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau