Medford, MA Credit Card & Personal Finance Statistics
Medford Credit Card Debt
- Credit Card Debt in Medford
- The estimated average credit card debt for Medford residents is $5,142. 
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. 
Medford Credit Card Calculator
Medford Credit Scores
- Credit Scores in Medford
- Residents of Medford, MA have an estimated average credit score of 714. 
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. 
More Medford, MA Credit Stats
- Credit card delinquency rates in Massachusetts 
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Medford cardholders that are more than 90 days late on payments
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in Medford 
- Medford (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near Medford, MA
Recent credit card complaints originating from consumers in 02155, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.
|Date Complaint Filed||ZIP of Complaint||Type of Complaint||Company||Status of Complaint||Timely response?||Consumer disputed?|
|Sep 28, 2014||02155||Identity theft / Fraud / Embezzlement||CAPITAL ONE FINANCIAL CORPORATION||Closed with non-monetary relief||Yes||No|
|Apr 21, 2014||02155||Billing statement||CITIBANK, N.A.||Closed with non-monetary relief||Yes||No|
|Mar 4, 2012||02155||Billing disputes||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with relief||Yes||No|
|Nov 10, 2014||02155||Delinquent account||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||No|
|May 9, 2012||02155||Billing disputes||CITIBANK, N.A.||Closed with relief||Yes||No|
|Sep 11, 2014||02155||Delinquent account||CAPITAL ONE FINANCIAL CORPORATION||Closed with explanation||Yes||Yes|
|Dec 12, 2012||02155||APR or interest rate||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||No|
|Dec 11, 2013||02155||Closing/Cancelling account||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||No|
|Mar 5, 2015||02155||Identity theft / Fraud / Embezzlement||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|Jun 11, 2015||02155||Billing disputes||JPMORGAN CHASE & CO.||Closed with explanation||Yes||Yes|
|Dec 14, 2015||02155||Closing/Cancelling account||SYNCHRONY FINANCIAL||Closed with explanation||Yes||No|
|Mar 21, 2013||02155||Collection practices||CITIBANK, N.A.||Closed with non-monetary relief||Yes||No|
|Oct 13, 2015||02155||Credit determination||CITIBANK, N.A.||Closed with explanation||Yes||No|
|Nov 14, 2012||02155||Credit card protection / Debt protection||CAPITAL ONE FINANCIAL CORPORATION||Closed with monetary relief||Yes||No|
|Jan 26, 2013||02155||Collection debt dispute||CAPITAL ONE FINANCIAL CORPORATION||Closed with explanation||Yes||No|
|Apr 24, 2014||02155||Billing disputes||CAPITAL ONE FINANCIAL CORPORATION||Closed with explanation||Yes||No|
|Nov 1, 2013||02155||Billing disputes||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||No|
|Jul 18, 2012||02155||Billing disputes||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
|Jun 16, 2015||02155||Other fee||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with monetary relief||Yes||No|
|Sep 15, 2016||02155||Billing disputes||JPMORGAN CHASE & CO.||Closed with monetary relief||Yes||No|
|Jan 25, 2012||02155||Billing statement||BARCLAYS BANK DELAWARE||Closed with relief||Yes||No|
|Jan 8, 2015||02155||Credit card protection / Debt protection||AMERICAN EXPRESS COMPANY||Closed with monetary relief||Yes||No|
|Feb 23, 2012||02155||Rewards||JPMORGAN CHASE & CO.||Closed with relief||Yes||No|
Local Financial Institutions in Medford
Banks in or near Medford, MA
Local banks offering credit and financial products to residents of the community.
Sorry, no local banks found.
Our search for banks located in Medford produced no matches.
ATMs in or near Medford, MA
Local Automated Teller Machines (ATMs) for use by residents of the community.
Sorry, no local ATMs were found.
Our search for ATMs located in Medford produced no matches.
Credit Unions in or near Medford, MA
Local credit unions offering financial products to residents of the community.
Sorry, no local credit unions were found.
Our search for credit unions located in Medford produced no matches.
Medford, MA Household Income Statistics
Income: Medford vs. Massachusetts
Median household income in Medford ($65,954) is approximately 7 percent less than the median income for the state as a whole ($71,021). 
Medford, MA Income Breakdown
The city of Medford has a median household income of $65,954, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 8 percent of Medford households have incomes below poverty level. 
Income: Medford vs. Nation
Median household income in Medford ($65,954) is approximately 13 percent greater than the median income for the entire United States ($58,283). 
Additional information about Massachusetts
Medford is a city located in Middlesex County in the state of Massachusetts, and has a population of approximately 56,173. 
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Massachusetts State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau