Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Westfield Credit Cards

Credit Card Debt in Westfield

^ Average credit card debt in Westfield is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Westfield

^ Based on overall MA data, the credit card delinquency rate in Westfield is approximately 0.62%. [2]

Credit Scores in Westfield

^ The average credit score in Westfield is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Westfield, MA Credit Card & Personal Finance Statistics

Westfield Credit Card Debt


  • Credit Card Debt in Westfield
    • The estimated average credit card debt for Westfield residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Westfield Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Westfield Credit Scores


  • Credit Scores in Westfield
    • Residents of Westfield, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Westfield, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Westfield cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Westfield [4]
    • Westfield (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Westfield, MA

Recent credit card complaints originating from consumers in 01085, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
May 22, 2013
01085
APR or interest rate
CITIZENS FINANCIAL GROUP, INC.
Closed with explanation
Yes
Yes
Jan 16, 2016
01085
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Mar 13, 2013
01085
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Jan 18, 2016
01085
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Jan 9, 2012
01085
Other fee
JPMORGAN CHASE & CO.
Closed with relief
Yes
No
Dec 20, 2012
01085
Credit reporting
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Nov 8, 2012
01085
Late fee
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jul 3, 2014
01085
Advertising and marketing
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Jul 28, 2014
01085
Transaction issue
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Jun 22, 2016
01085
Customer service / Customer relations
CITIBANK, N.A.
Closed with explanation
Yes
No
Sep 14, 2016
01085
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with monetary relief
Yes
No

Local Financial Institutions in Westfield

Banks in or near Westfield, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Westfield produced no matches.

ATMs in or near Westfield, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Westfield produced no matches.

Credit Unions in or near Westfield, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Westfield produced no matches.

Westfield, MA Household Income Statistics

Income: Westfield vs. Massachusetts

Median household income in Westfield ($27,477) is approximately 61 percent less than the median income for the state as a whole ($71,021). [5]


Westfield, MA Income Breakdown

The city of Westfield has a median household income of $27,477, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 17 percent of Westfield households have incomes below poverty level. [5]



Income: Westfield vs. Nation

Median household income in Westfield ($27,477) is approximately 53 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About Westfield

Westfield is a city located in Hampden County in the state of Massachusetts, and has a population of approximately 41,094. [6]

MA Credit Cards

Westfield Credit Cards

For more information about Westfield credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in MA

ZIP Codes in Massachusetts


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau