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Comprehensive Local Credit Card Guide

Leominster Credit Cards

Credit Card Debt in Leominster

^ Average credit card debt in Leominster is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Leominster

^ Based on overall MA data, the credit card delinquency rate in Leominster is approximately 0.62%. [2]

Credit Scores in Leominster

^ The average credit score in Leominster is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Leominster, MA Credit Card & Personal Finance Statistics

Leominster Credit Card Debt


  • Credit Card Debt in Leominster
    • The estimated average credit card debt for Leominster residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Leominster Credit Card Calculator


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Leominster Credit Scores


  • Credit Scores in Leominster
    • Residents of Leominster, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Leominster, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Leominster cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Leominster [4]
    • Leominster (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Leominster, MA

Recent credit card complaints originating from consumers in 01453, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
May 8, 2015
01453
Closing/Cancelling account
CITIBANK, N.A.
Closed with explanation
Yes
No
Jul 24, 2014
01453
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with monetary relief
Yes
No
May 11, 2012
01453
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed without relief
Yes
No
Nov 19, 2012
01453
APR or interest rate
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Jul 5, 2015
01453
Delinquent account
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Dec 11, 2016
01453
Credit card protection / Debt protection
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Aug 17, 2015
01453
Credit determination
CITIBANK, N.A.
Closed with explanation
Yes
No
Oct 31, 2014
01453
Credit determination
CITIBANK, N.A.
Closed with explanation
Yes
No
Sep 12, 2013
01453
Credit card protection / Debt protection
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Jan 14, 2015
01453
APR or interest rate
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jan 4, 2013
01453
Privacy
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jan 7, 2016
01453
Billing disputes
BARCLAYS BANK DELAWARE
Closed with monetary relief
Yes
No

Local Financial Institutions in Leominster

Banks in or near Leominster, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Leominster produced no matches.

ATMs in or near Leominster, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Leominster produced no matches.

Credit Unions in or near Leominster, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Leominster produced no matches.

Leominster, MA Household Income Statistics

Income: Leominster vs. Massachusetts

Median household income in Leominster ($31,809) is approximately 55 percent less than the median income for the state as a whole ($71,021). [5]


Leominster, MA Income Breakdown

The city of Leominster has a median household income of $31,809, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 11 percent of Leominster households have incomes below poverty level. [5]



Income: Leominster vs. Nation

Median household income in Leominster ($31,809) is approximately 45 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About Leominster

Leominster is a city located in Worcester County in the state of Massachusetts, and has a population of approximately 40,759. [6]

MA Credit Cards

Leominster Credit Cards

For more information about Leominster credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau