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Comprehensive Local Credit Card Guide

Iowa Credit Cards

Credit Card Debt in IA

^ Iowa residents have average credit card debt of $3,885, which ranks 51st in the nation. [1]

Credit Card Info in IA by City

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Credit Card Delinquency in IA

^ The credit card delinquency rate for Iowa residents is 0.41%, which ranks 43rd in the U.S. [2]

IA Credit Cards

Iowa Credit Card & Personal Finance Statistics

Iowa Credit Card Debt


  • Credit Card Debt: IA vs. U.S.
    • Iowa residents have average credit card debt of $3,885. [1]
    • The average credit card debt amount in Iowa is 22% less than the national average of $4,965.
    • IA ranks 51st in the nation in average credit card debt. [1]

Credit Card Delinquency in IA


  • Cardholders that are more than 90 days late on credit card payments in Iowa [2]
    • Iowa ranks 43rd in the nation with a credit card delinquency rate that is 28% less than the national average of 0.57%.
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Iowa [4]
    • Iowa: 10 years
    • U.S. Average: 5.4 years

Iowa Credit Scores


  • Credit Scores: IA vs. U.S.
    • Iowa residents have an average credit score of 714. [3]
    • The average credit score for Iowa residents is 3% greater than the national average score of 696.
    • IA ranks 10th in the nation in average credit score. [3]

Iowa Demographics

Income Breakdown in Iowa

The state of Iowa has a median household income is $52,392. Approximately 13 percent of households in IA have incomes below the poverty level. [5]



Household Income: Iowa vs. U.S.

The median household income in the state of Iowa is approximately 10 percent less than the median income for the United States in its entirety.

For the nation as a whole, the median household income is $58,283, versus the Iowa median household income of $52,392. [5]


Age Breakdown in Iowa

In Iowa, just under 74 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer. [5] [6]



Additional information about Iowa

About Iowa

The state of Iowa has a population of approximately 3,046,355, ranking 30th in the nation. [5]

IA Credit Cards

More about Iowa Credit Cards

For more information about Iowa credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Iowa Cities

Iowa ZIP Codes


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ United States Census Bureau

6. ^ U.S. Federal Reserve