Credit Card & Personal Finance Statistics in 01075
Credit Card Debt in 01075
- 01075 Credit Card Debt
- The estimated average credit card debt for 01075 residents is $5,142. 
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. 
Credit Card Calculator for 01075
01075 Credit Scores
- Credit Scores in 01075
- Residents of 01075 (MA) have an estimated average credit score of 714. 
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. 
More 01075 (South Hadley, MA) Credit Stats
- Credit card delinquency rates in Massachusetts 
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 01075 who are more than 90 days late on payments
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 01075 
- 01075 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 01075 (South Hadley, MA)
Recent credit card complaints originating from consumers in 01075, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.
|Date Complaint Filed||ZIP of Complaint||Type of Complaint||Company||Status of Complaint||Timely response?||Consumer disputed?|
|Aug 5, 2014||01075||Customer service / Customer relations||SYNCHRONY FINANCIAL||Closed with non-monetary relief||Yes||No|
|Jun 30, 2014||01075||Billing disputes||SYNCHRONY FINANCIAL||Closed with explanation||Yes||No|
|Mar 13, 2017||01075||Other fee||CITIBANK, N.A.||Closed with explanation||Yes||No|
|Jul 1, 2016||01075||Forbearance / Workout plans||CAPITAL ONE FINANCIAL CORPORATION||Closed with explanation||Yes||No|
|Jun 19, 2012||01075||Billing disputes||SYNCHRONY FINANCIAL||Closed with explanation||Yes||Yes|
|Jun 22, 2012||01075||Transaction issue||SUNTRUST BANKS, INC.||Closed with explanation||Yes||No|
Local financial institutions in or near 01075
Banks in or near 01075 (South Hadley, MA)
Local banks offering credit and financial products to residents of the community.
Sorry, no local banks found.
Our search for banks located in 01075 produced no matches.
ATMs in or near 01075 (South Hadley, MA)
Local Automated Teller Machines (ATMs) for use by residents of the community.
Sorry, no local ATMs were found.
Our search for ATMs located in 01075 produced no matches.
Credit Unions in or near 01075 (South Hadley, MA)
Local credit unions offering financial products to residents of the community.
Sorry, no local credit unions were found.
Our search for credit unions located in 01075 produced no matches.
Household Income Statistics in 01075
Income: 01075 vs. Massachusetts
Median household income in 01075 ($60,299) is approximately 15 percent less than the median income for the state as a whole ($71,021). 
Income Breakdown in 01075
The median household income in 01075 is $60,299, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 13 percent of South Hadley households have incomes below poverty level. 
Income: 01075 vs. Nation
Median household income in 01075 ($60,299) is approximately 3 percent greater than the median income for the entire United States ($58,283). 
Additional information about Massachusetts
01075 is associated with the city of South Hadley, which is located in Hampshire County in the state of Massachusetts. 
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Massachusetts State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau