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Comprehensive Local Credit Card Guide

Credit Cards in 01075 (South Hadley, MA)

Credit Card Debt in 01075

^ Average credit card debt in 01075 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01075

^ Based on overall Massachusetts data, the credit card delinquency rate in South Hadley is approximately 0.62%. [2]

Credit Scores in 01075

^ The average credit score in South Hadley is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01075

Credit Card Debt in 01075


  • 01075 Credit Card Debt
    • The estimated average credit card debt for 01075 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01075


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01075 Credit Scores


  • Credit Scores in 01075
    • Residents of 01075 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01075 (South Hadley, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01075 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01075 [4]
    • 01075 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01075 (South Hadley, MA)

Recent credit card complaints originating from consumers in 01075, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Aug 5, 2014
01075
Customer service / Customer relations
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
No
Jun 30, 2014
01075
Billing disputes
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Mar 13, 2017
01075
Other fee
CITIBANK, N.A.
Closed with explanation
Yes
No
Jul 1, 2016
01075
Forbearance / Workout plans
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jun 19, 2012
01075
Billing disputes
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Jun 22, 2012
01075
Transaction issue
SUNTRUST BANKS, INC.
Closed with explanation
Yes
No

Local financial institutions in or near 01075

Banks in or near 01075 (South Hadley, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 01075 produced no matches.

ATMs in or near 01075 (South Hadley, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 01075 produced no matches.

Credit Unions in or near 01075 (South Hadley, MA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 01075 produced no matches.

Household Income Statistics in 01075

Income: 01075 vs. Massachusetts

Median household income in 01075 ($60,299) is approximately 15 percent less than the median income for the state as a whole ($71,021). [5]


Income Breakdown in 01075

The median household income in 01075 is $60,299, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 13 percent of South Hadley households have incomes below poverty level. [5]



Income: 01075 vs. Nation

Median household income in 01075 ($60,299) is approximately 3 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About 01075

01075 is associated with the city of South Hadley, which is located in Hampshire County in the state of Massachusetts. [6]

MA Credit Cards

01075 Credit Cards

For more information about 01075 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau