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Winthrop Credit Cards

Credit Card Debt in Winthrop

^ Average credit card debt in Winthrop is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Winthrop

^ Based on overall MA data, the credit card delinquency rate in Winthrop is approximately 0.62%. [2]

Credit Scores in Winthrop

^ The average credit score in Winthrop is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Winthrop, MA Credit Card & Personal Finance Statistics

Winthrop Credit Card Debt


  • Credit Card Debt in Winthrop
    • The estimated average credit card debt for Winthrop residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Winthrop Credit Card Calculator


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Winthrop Credit Scores


  • Credit Scores in Winthrop
    • Residents of Winthrop, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Winthrop, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Winthrop cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Winthrop [4]
    • Winthrop (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Winthrop, MA

Recent credit card complaints originating from consumers in 02152, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Aug 7, 2013
02152
Forbearance / Workout plans
E*TRADE BANK
Closed with explanation
No
No
Dec 20, 2012
02152
Application processing delay
U.S. BANCORP
Closed with explanation
Yes
No
Jul 19, 2012
02152
Credit line increase/decrease
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No

Local Financial Institutions in Winthrop

Banks in or near Winthrop, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Winthrop produced no matches.

ATMs in or near Winthrop, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Winthrop produced no matches.

Credit Unions in or near Winthrop, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Winthrop produced no matches.

Winthrop, MA Household Income Statistics

Income: Winthrop vs. Massachusetts

Median household income in Winthrop ($40,247) is approximately 43 percent less than the median income for the state as a whole ($71,021). [5]


Winthrop, MA Income Breakdown

The city of Winthrop has a median household income of $40,247, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 23 percent of Winthrop households have incomes below poverty level. [5]



Income: Winthrop vs. Nation

Median household income in Winthrop ($40,247) is approximately 31 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About Winthrop

Winthrop is a city located in Suffolk County in the state of Massachusetts, and has a population of approximately 17,497. [6]

MA Credit Cards

Winthrop Credit Cards

For more information about Winthrop credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau