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Comprehensive Local Credit Card Guide

Quincy Credit Cards

Credit Card Debt in Quincy

^ Average credit card debt in Quincy is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Quincy

^ Based on overall MA data, the credit card delinquency rate in Quincy is approximately 0.62%. [2]

Credit Scores in Quincy

^ The average credit score in Quincy is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Quincy, MA Credit Card & Personal Finance Statistics

Quincy Credit Card Debt


  • Credit Card Debt in Quincy
    • The estimated average credit card debt for Quincy residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Quincy Credit Card Calculator


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Quincy Credit Scores


  • Credit Scores in Quincy
    • Residents of Quincy, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Quincy, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Quincy cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Quincy [4]
    • Quincy (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Quincy, MA

Recent credit card complaints originating from consumers in 02169, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Aug 28, 2012
02169
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Aug 13, 2014
02169
Advertising and marketing
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jun 8, 2016
02169
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jan 27, 2016
02169
Credit line increase/decrease
PENTAGON FEDERAL CREDIT UNION
Closed with non-monetary relief
Yes
No
Oct 29, 2013
02169
Advertising and marketing
Synovus Bank
Closed with explanation
Yes
No
Jun 13, 2016
02169
Delinquent account
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Apr 29, 2016
02169
Cash advance
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Oct 18, 2016
02169
Identity theft / Fraud / Embezzlement
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Apr 23, 2014
02169
Closing/Cancelling account
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
No
Mar 19, 2015
02169
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Apr 23, 2014
02169
Identity theft / Fraud / Embezzlement
HSBC NORTH AMERICA HOLDINGS INC.
Closed with explanation
Yes
No
Sep 12, 2016
02169
Rewards
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Feb 21, 2015
02169
Closing/Cancelling account
DISCOVER BANK
Closed with explanation
Yes
No
Aug 13, 2013
02169
Closing/Cancelling account
EXPERT GLOBAL SOLUTIONS, INC.
Closed with explanation
Yes
No
Nov 28, 2012
02169
Credit reporting
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Apr 23, 2014
02169
Other
STERLING JEWELERS, INC.
Closed with explanation
Yes
No
Sep 3, 2014
02169
Credit card protection / Debt protection
CITIBANK, N.A.
Closed with explanation
Yes
No
May 20, 2015
02169
Unsolicited issuance of credit card
PAYPAL HOLDINGS INC.
Closed with monetary relief
Yes
No
Jul 10, 2012
02169
Credit reporting
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Feb 5, 2013
02169
Billing disputes
BARCLAYS BANK DELAWARE
Closed with non-monetary relief
Yes
No
Aug 22, 2012
02169
Bankruptcy
CAPITAL ONE FINANCIAL CORPORATION
Closed
Yes
Yes
Dec 28, 2012
02169
Other
CITIBANK, N.A.
Closed with explanation
Yes
No
Jan 25, 2013
02169
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with explanation
Yes
No
Feb 9, 2012
02169
Payoff process
CITIBANK, N.A.
Closed without relief
Yes
Yes
Dec 8, 2014
02169
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jul 6, 2016
02169
Identity theft / Fraud / Embezzlement
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Aug 31, 2016
02169
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Dec 3, 2012
02169
APR or interest rate
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No

Local Financial Institutions in Quincy

Banks in or near Quincy, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Quincy produced no matches.

ATMs in or near Quincy, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Quincy produced no matches.

Credit Unions in or near Quincy, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Quincy produced no matches.

Quincy, MA Household Income Statistics

Income: Quincy vs. Massachusetts

Median household income in Quincy ($63,376) is approximately 11 percent less than the median income for the state as a whole ($71,021). [5]


Quincy, MA Income Breakdown

The city of Quincy has a median household income of $63,376, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 6 percent of Quincy households have incomes below poverty level. [5]



Income: Quincy vs. Nation

Median household income in Quincy ($63,376) is approximately 9 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About Quincy

Quincy is a city located in Norfolk County in the state of Massachusetts, and has a population of approximately 92,271. [6]

MA Credit Cards

Quincy Credit Cards

For more information about Quincy credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau