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Comprehensive Local Credit Card Guide

Newburyport Credit Cards

Credit Card Debt in Newburyport

^ Average credit card debt in Newburyport is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Newburyport

^ Based on overall MA data, the credit card delinquency rate in Newburyport is approximately 0.62%. [2]

Credit Scores in Newburyport

^ The average credit score in Newburyport is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Newburyport, MA Credit Card & Personal Finance Statistics

Newburyport Credit Card Debt


  • Credit Card Debt in Newburyport
    • The estimated average credit card debt for Newburyport residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Newburyport Credit Card Calculator


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Newburyport Credit Scores


  • Credit Scores in Newburyport
    • Residents of Newburyport, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Newburyport, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Newburyport cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Newburyport [4]
    • Newburyport (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Newburyport, MA

Recent credit card complaints originating from consumers in 01950, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Nov 5, 2014
01950
Cash advance
JPMORGAN CHASE & CO.
Closed with non-monetary relief
Yes
No
Sep 4, 2012
01950
Payoff process
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Apr 6, 2016
01950
Other
CITIBANK, N.A.
Closed with explanation
Yes
No
Dec 13, 2012
01950
Advertising and marketing
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Jan 13, 2013
01950
Collection practices
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Oct 29, 2012
01950
Late fee
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No

Local Financial Institutions in Newburyport

Banks in or near Newburyport, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Newburyport produced no matches.

ATMs in or near Newburyport, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Newburyport produced no matches.

Credit Unions in or near Newburyport, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Newburyport produced no matches.

Newburyport, MA Household Income Statistics

Income: Newburyport vs. Massachusetts

Median household income in Newburyport ($61,657) is approximately 13 percent less than the median income for the state as a whole ($71,021). [5]


Newburyport, MA Income Breakdown

The city of Newburyport has a median household income of $61,657, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 10 percent of Newburyport households have incomes below poverty level. [5]



Income: Newburyport vs. Nation

Median household income in Newburyport ($61,657) is approximately 6 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About Newburyport

Newburyport is a city located in Essex County in the state of Massachusetts, and has a population of approximately 17,416. [6]

MA Credit Cards

Newburyport Credit Cards

For more information about Newburyport credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau