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Comprehensive Local Credit Card Guide

Boston Credit Cards

Credit Card Debt in Boston

^ Average credit card debt in Boston is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Boston

^ Based on overall MA data, the credit card delinquency rate in Boston is approximately 0.62%. [2]

Credit Scores in Boston

^ The average credit score in Boston is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Boston, MA Credit Card & Personal Finance Statistics

Boston Credit Card Debt


  • Credit Card Debt in Boston
    • The estimated average credit card debt for Boston residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Boston Credit Card Calculator


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Boston Credit Scores


  • Credit Scores in Boston
    • Residents of Boston, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Boston, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Boston cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Boston [4]
    • Boston (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Massachusetts

About Boston

Boston is a city located in Suffolk County in the state of Massachusetts, and has a population of approximately 617,594. [6]

MA Credit Cards

Boston Credit Cards

For more information about Boston credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau