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Comprehensive Local Credit Card Guide

Gloucester Credit Cards

Credit Card Debt in Gloucester

^ Average credit card debt in Gloucester is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Gloucester

^ Based on overall MA data, the credit card delinquency rate in Gloucester is approximately 0.62%. [2]

Credit Scores in Gloucester

^ The average credit score in Gloucester is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Gloucester, MA Credit Card & Personal Finance Statistics

Gloucester Credit Card Debt


  • Credit Card Debt in Gloucester
    • The estimated average credit card debt for Gloucester residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Gloucester Credit Card Calculator


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Gloucester Credit Scores


  • Credit Scores in Gloucester
    • Residents of Gloucester, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Gloucester, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Gloucester cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gloucester [4]
    • Gloucester (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Gloucester, MA

Recent credit card complaints originating from consumers in 01930, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
May 27, 2015
01930
Credit card protection / Debt protection
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jun 26, 2013
01930
Closing/Cancelling account
FIRST NATIONAL BANK OF OMAHA
Closed with explanation
Yes
Yes
Dec 31, 2013
01930
Credit card protection / Debt protection
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jun 11, 2014
01930
Credit card protection / Debt protection
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Mar 8, 2013
01930
APR or interest rate
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No

Local Financial Institutions in Gloucester

Banks in or near Gloucester, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Gloucester produced no matches.

ATMs in or near Gloucester, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Gloucester produced no matches.

Credit Unions in or near Gloucester, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Gloucester produced no matches.

Gloucester, MA Household Income Statistics

Income: Gloucester vs. Massachusetts

Median household income in Gloucester ($42,416) is approximately 40 percent less than the median income for the state as a whole ($71,021). [5]


Gloucester, MA Income Breakdown

The city of Gloucester has a median household income of $42,416, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 10 percent of Gloucester households have incomes below poverty level. [5]



Income: Gloucester vs. Nation

Median household income in Gloucester ($42,416) is approximately 27 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About Gloucester

Gloucester is a city located in Essex County in the state of Massachusetts, and has a population of approximately 28,789. [6]

MA Credit Cards

Gloucester Credit Cards

For more information about Gloucester credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau