Credit Card & Personal Finance Statistics in 02138
Credit Card Debt in 02138
- 02138 Credit Card Debt
-
- The estimated average credit card debt for 02138 residents is $5,142. [1]
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 02138
02138 Credit Scores
- Credit Scores in 02138
-
- Residents of 02138 (MA) have an estimated average credit score of 714. [3]
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]
More 02138 (Cambridge, MA) Credit Stats
- Credit card delinquency rates in Massachusetts [2]
-
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 02138 who are more than 90 days late on payments
-
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 02138 [4]
-
- 02138 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 02138 (Cambridge, MA)
Recent credit card complaints originating from consumers in 02138, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 02138
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
28 |
| Improper use of your report |
22 |
| Managing an account |
20 |
| Dealing with your lender or servicer |
9 |
| Closing an account |
8 |
| Other |
48 |
* Total 2021 - 2024 (current)
Additional information about Massachusetts
About 02138
02138 is associated with the city of Cambridge, which is located in Middlesex County in the state of Massachusetts. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
