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Comprehensive Local Credit Card Guide

Cambridge Credit Cards

Credit Card Debt in Cambridge

^ Average credit card debt in Cambridge is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Cambridge

^ Based on overall MA data, the credit card delinquency rate in Cambridge is approximately 0.62%. [2]

Credit Scores in Cambridge

^ The average credit score in Cambridge is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Cambridge, MA Credit Card & Personal Finance Statistics

Cambridge Credit Card Debt


  • Credit Card Debt in Cambridge
    • The estimated average credit card debt for Cambridge residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Cambridge Credit Card Calculator


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Cambridge Credit Scores


  • Credit Scores in Cambridge
    • Residents of Cambridge, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Cambridge, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cambridge cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Cambridge [4]
    • Cambridge (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Massachusetts

About Cambridge

Cambridge is a city located in Middlesex County in the state of Massachusetts, and has a population of approximately 105,162. [6]

MA Credit Cards

Cambridge Credit Cards

For more information about Cambridge credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau