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Comprehensive Local Credit Card Guide

Credit Cards in 01118 (Springfield, MA)

Credit Card Debt in 01118

^ Average credit card debt in 01118 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01118

^ Based on overall Massachusetts data, the credit card delinquency rate in Springfield is approximately 0.62%. [2]

Credit Scores in 01118

^ The average credit score in Springfield is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01118

Credit Card Debt in 01118


  • 01118 Credit Card Debt
    • The estimated average credit card debt for 01118 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01118


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01118 Credit Scores


  • Credit Scores in 01118
    • Residents of 01118 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01118 (Springfield, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01118 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01118 [4]
    • 01118 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Massachusetts

About 01118

01118 is associated with the city of Springfield, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01118 Credit Cards

For more information about 01118 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau