Credit Card & Personal Finance Statistics in 01002
Credit Card Debt in 01002
- 01002 Credit Card Debt
-
- The estimated average credit card debt for 01002 residents is $5,142. [1]
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 01002
01002 Credit Scores
- Credit Scores in 01002
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- Residents of 01002 (MA) have an estimated average credit score of 714. [3]
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]
More 01002 (Amherst, MA) Credit Stats
- Credit card delinquency rates in Massachusetts [2]
-
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 01002 who are more than 90 days late on payments
-
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 01002 [4]
-
- 01002 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 01002 (Amherst, MA)
Recent credit card complaints originating from consumers in 01002, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 01002
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
37 |
| Incorrect information on your report |
21 |
| Managing an account |
4 |
| Fraud or scam |
3 |
| Other features, terms, or problems |
3 |
| Other |
32 |
* Total 2021 - 2024 (current)
Additional information about Massachusetts
About 01002
01002 is associated with the city of Amherst, which is located in Hampshire County in the state of Massachusetts. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
