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Comprehensive Local Credit Card Guide

Credit Cards in 01002 (Amherst, MA)

Credit Card Debt in 01002

^ Average credit card debt in 01002 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01002

^ Based on overall Massachusetts data, the credit card delinquency rate in Amherst is approximately 0.62%. [2]

Credit Scores in 01002

^ The average credit score in Amherst is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01002

Credit Card Debt in 01002


  • 01002 Credit Card Debt
    • The estimated average credit card debt for 01002 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01002


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01002 Credit Scores


  • Credit Scores in 01002
    • Residents of 01002 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01002 (Amherst, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01002 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01002 [4]
    • 01002 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01002 (Amherst, MA)

Recent credit card complaints originating from consumers in 01002, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jun 27, 2016
01002
Billing disputes
BARCLAYS BANK DELAWARE
Closed with monetary relief
Yes
No
Apr 9, 2013
01002
Privacy
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Feb 24, 2015
01002
Closing/Cancelling account
DISCOVER BANK
Closed with explanation
Yes
No
Jun 16, 2014
01002
APR or interest rate
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Feb 14, 2015
01002
Closing/Cancelling account
DISCOVER BANK
Closed with explanation
Yes
No
Jul 11, 2012
01002
Late fee
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Dec 13, 2012
01002
APR or interest rate
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Aug 7, 2013
01002
Other
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No

Local financial institutions in or near 01002

Banks in or near 01002 (Amherst, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 01002 produced no matches.

ATMs in or near 01002 (Amherst, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 01002 produced no matches.

Credit Unions in or near 01002 (Amherst, MA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 01002 produced no matches.

Household Income Statistics in 01002

Income: 01002 vs. Massachusetts

Median household income in 01002 ($82,706) is approximately 16 percent greater than the median income for the state as a whole ($71,021). [5]


Income Breakdown in 01002

The median household income in 01002 is $82,706, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 13 percent of Amherst households have incomes below poverty level. [5]



Income: 01002 vs. Nation

Median household income in 01002 ($82,706) is approximately 42 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About 01002

01002 is associated with the city of Amherst, which is located in Hampshire County in the state of Massachusetts. [6]

MA Credit Cards

01002 Credit Cards

For more information about 01002 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau