Comprehensive Local Credit Card Guide

West Springfield Credit Cards

Credit Card Debt in West Springfield

^ Average credit card debt in West Springfield is approximately $5,142, based on overall Massachusetts data. ^[1]

Credit Card Delinquency in West Springfield

^ Based on overall MA data, the credit card delinquency rate in West Springfield is approximately 0.62%. ^[2]

Credit Scores in West Springfield

^ The average credit score in West Springfield is approximately 714, based on collective Massachusetts data. ^[3]

West Springfield, MA Credit Card & Personal Finance Statistics

West Springfield Credit Card Debt

Credit Card Debt in West Springfield
- The estimated average credit card debt for West Springfield residents is $5,142. ^[1]
- Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. ^[1]

West Springfield Credit Card Calculator

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West Springfield Credit Scores

Credit Scores in West Springfield
- Residents of West Springfield, MA have an estimated average credit score of 714. ^[3]
- The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. ^[3]

More West Springfield, MA Credit Stats

Credit card delinquency rates in Massachusetts ^[2]
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.

West Springfield cardholders that are more than 90 days late on payments
- Massachusetts Rate: 0.62%
- National Average: 0.57%

Statute of limitations for credit card debt in West Springfield ^[4]
- West Springfield (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years

Additional information about Massachusetts

About West Springfield

West Springfield is a city located in Hampden County in the state of Massachusetts, and has a population of approximately 28,391. ^[6]

West Springfield Credit Cards

For more information about West Springfield credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in MA

ZIP Codes in Massachusetts

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau