Comprehensive Local Credit Card Guide

West Springfield Credit Cards

Credit Card Debt in West Springfield

^ Average credit card debt in West Springfield is approximately $5,142, based on overall Massachusetts data. ^[1]

Credit Card Delinquency in West Springfield

^ Based on overall MA data, the credit card delinquency rate in West Springfield is approximately 0.62%. ^[2]

Credit Scores in West Springfield

^ The average credit score in West Springfield is approximately 714, based on collective Massachusetts data. ^[3]

West Springfield, MA Credit Card & Personal Finance Statistics

West Springfield Credit Card Debt

Credit Card Debt in West Springfield
- The estimated average credit card debt for West Springfield residents is $5,142. ^[1]
- Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. ^[1]

West Springfield Credit Card Calculator

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West Springfield Credit Scores

Credit Scores in West Springfield
- Residents of West Springfield, MA have an estimated average credit score of 714. ^[3]
- The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. ^[3]

More West Springfield, MA Credit Stats

Credit card delinquency rates in Massachusetts ^[2]
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.

West Springfield cardholders that are more than 90 days late on payments
- Massachusetts Rate: 0.62%
- National Average: 0.57%

Statute of limitations for credit card debt in West Springfield ^[4]
- West Springfield (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years

Additional information about Massachusetts

About West Springfield

West Springfield is a city located in Hampden County in the state of Massachusetts, and has a population of approximately 28,391. ^[6]

West Springfield Credit Cards

For more information about West Springfield credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in MA

ZIP Codes in Massachusetts

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau