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Comprehensive Local Credit Card Guide

Credit Cards in 02132 (West Roxbury, MA)

Credit Card Debt in 02132

^ Average credit card debt in 02132 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 02132

^ Based on overall Massachusetts data, the credit card delinquency rate in West Roxbury is approximately 0.62%. [2]

Credit Scores in 02132

^ The average credit score in West Roxbury is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 02132

Credit Card Debt in 02132


  • 02132 Credit Card Debt
    • The estimated average credit card debt for 02132 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02132


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02132 Credit Scores


  • Credit Scores in 02132
    • Residents of 02132 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 02132 (West Roxbury, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 02132 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02132 [4]
    • 02132 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02132 (West Roxbury, MA)

Recent credit card complaints originating from consumers in 02132, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 02132

Complaint Issue Number of Complaints*
Improper use of your report 86
Incorrect information on your report 69
Problem with a company's investigation into an existing problem 27
Problem with a credit reporting company's investigation 16
Managing an account 13
Other 54
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 02132

02132 is associated with the city of West Roxbury, which is located in Suffolk County in the state of Massachusetts. [6]

MA Credit Cards

02132 Credit Cards

For more information about 02132 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 02132

6. ^ United States Census Bureau