Comprehensive Local Credit Card Guide

Credit Cards in 01841 (Lawrence, MA)

Credit Card Debt in 01841

^ Average credit card debt in 01841 is approximately $5,142, based on overall Massachusetts data. ^[1]

Credit Card Delinquency in 01841

^ Based on overall Massachusetts data, the credit card delinquency rate in Lawrence is approximately 0.62%. ^[2]

Credit Scores in 01841

^ The average credit score in Lawrence is approximately 714, based on collective Massachusetts data. ^[3]

Credit Card & Personal Finance Statistics in 01841

Credit Card Debt in 01841

01841 Credit Card Debt
- The estimated average credit card debt for 01841 residents is $5,142. ^[1]
- Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 01841

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01841 Credit Scores

Credit Scores in 01841
- Residents of 01841 (MA) have an estimated average credit score of 714. ^[3]
- The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. ^[3]

More 01841 (Lawrence, MA) Credit Stats

Credit card delinquency rates in Massachusetts ^[2]
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.

Cardholders in 01841 who are more than 90 days late on payments
- Massachusetts Rate: 0.62%
- National Average: 0.57%

Statute of limitations for credit card debt in 01841 ^[4]
- 01841 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 01841 (Lawrence, MA)

Recent credit card complaints originating from consumers in 01841, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 01841

Complaint Issue	Number of Complaints*
Incorrect information on your report	1363
Improper use of your report	953
Problem with a company's investigation into an existing problem	317
Problem with a credit reporting company's investigation	207
Attempts to collect debt not owed	50
Other	109

* Total 2021 - 2024 (current)

Additional information about Massachusetts

About 01841

01841 is associated with the city of Lawrence, which is located in Essex County in the state of Massachusetts. ^[6]

01841 Credit Cards

For more information about 01841 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Massachusetts

Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01841

6. ^ United States Census Bureau