Credit Card & Personal Finance Statistics in 01104
Credit Card Debt in 01104
- 01104 Credit Card Debt
-
- The estimated average credit card debt for 01104 residents is $5,142. [1]
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 01104
01104 Credit Scores
- Credit Scores in 01104
-
- Residents of 01104 (MA) have an estimated average credit score of 714. [3]
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]
More 01104 (Springfield, MA) Credit Stats
- Credit card delinquency rates in Massachusetts [2]
-
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 01104 who are more than 90 days late on payments
-
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 01104 [4]
-
- 01104 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 01104 (Springfield, MA)
Recent credit card complaints originating from consumers in 01104, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 01104
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
203 |
| Improper use of your report |
98 |
| Problem with a company's investigation into an existing problem |
69 |
| Written notification about debt |
19 |
| Attempts to collect debt not owed |
10 |
| Other |
33 |
* Total 2021 - 2024 (current)
Additional information about Massachusetts
About 01104
01104 is associated with the city of Springfield, which is located in Hampden County in the state of Massachusetts. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
