Credit Card & Personal Finance Statistics in 01840
Credit Card Debt in 01840
- 01840 Credit Card Debt
-
- The estimated average credit card debt for 01840 residents is $5,142. [1]
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 01840
01840 Credit Scores
- Credit Scores in 01840
-
- Residents of 01840 (MA) have an estimated average credit score of 714. [3]
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]
More 01840 (Lawrence, MA) Credit Stats
- Credit card delinquency rates in Massachusetts [2]
-
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 01840 who are more than 90 days late on payments
-
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 01840 [4]
-
- 01840 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 01840 (Lawrence, MA)
Recent credit card complaints originating from consumers in 01840, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 01840
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
164 |
| Improper use of your report |
79 |
| Problem with a company's investigation into an existing problem |
7 |
| Fraud or scam |
1 |
| Managing an account |
1 |
| Other |
3 |
* Total 2021 - 2024 (current)
Additional information about Massachusetts
About 01840
01840 is associated with the city of Lawrence, which is located in Essex County in the state of Massachusetts. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
