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Comprehensive Local Credit Card Guide

Credit Cards in 01108 (Springfield, MA)

Credit Card Debt in 01108

^ Average credit card debt in 01108 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01108

^ Based on overall Massachusetts data, the credit card delinquency rate in Springfield is approximately 0.62%. [2]

Credit Scores in 01108

^ The average credit score in Springfield is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01108

Credit Card Debt in 01108


  • 01108 Credit Card Debt
    • The estimated average credit card debt for 01108 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01108


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01108 Credit Scores


  • Credit Scores in 01108
    • Residents of 01108 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01108 (Springfield, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01108 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01108 [4]
    • 01108 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01108 (Springfield, MA)

Recent credit card complaints originating from consumers in 01108, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Dec 15, 2016
01108
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Apr 7, 2013
01108
Arbitration
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Feb 18, 2014
01108
Arbitration
PENTAGON FEDERAL CREDIT UNION
Closed with explanation
Yes
Yes
Feb 21, 2014
01108
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Dec 20, 2016
01108
Other
PENTAGON FEDERAL CREDIT UNION
Closed with explanation
Yes
Yes

Local financial institutions in or near 01108

Banks in or near 01108 (Springfield, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 01108 produced no matches.

ATMs in or near 01108 (Springfield, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 01108 produced no matches.

Credit Unions in or near 01108 (Springfield, MA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 01108 produced no matches.

Household Income Statistics in 01108

Income: 01108 vs. Massachusetts

Median household income in 01108 ($26,045) is approximately 63 percent less than the median income for the state as a whole ($71,021). [5]


Income Breakdown in 01108

The median household income in 01108 is $26,045, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 17 percent of Springfield households have incomes below poverty level. [5]



Income: 01108 vs. Nation

Median household income in 01108 ($26,045) is approximately 55 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About 01108

01108 is associated with the city of Springfield, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01108 Credit Cards

For more information about 01108 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau