Credit Card & Personal Finance Statistics in 01085
Credit Card Debt in 01085
- 01085 Credit Card Debt
- The estimated average credit card debt for 01085 residents is $5,142. 
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. 
Credit Card Calculator for 01085
01085 Credit Scores
- Credit Scores in 01085
- Residents of 01085 (MA) have an estimated average credit score of 714. 
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. 
More 01085 (Westfield, MA) Credit Stats
- Credit card delinquency rates in Massachusetts 
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 01085 who are more than 90 days late on payments
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 01085 
- 01085 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 01085 (Westfield, MA)
Recent credit card complaints originating from consumers in 01085, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.
|Date Complaint Filed||ZIP of Complaint||Type of Complaint||Company||Status of Complaint||Timely response?||Consumer disputed?|
|May 22, 2013||01085||APR or interest rate||CITIZENS FINANCIAL GROUP, INC.||Closed with explanation||Yes||Yes|
|Jan 16, 2016||01085||Billing disputes||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||No|
|Mar 13, 2013||01085||Billing disputes||CAPITAL ONE FINANCIAL CORPORATION||Closed with explanation||Yes||Yes|
|Jan 18, 2016||01085||Billing disputes||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||Yes|
|Jan 9, 2012||01085||Other fee||JPMORGAN CHASE & CO.||Closed with relief||Yes||No|
|Dec 20, 2012||01085||Credit reporting||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||Yes|
|Nov 8, 2012||01085||Late fee||CAPITAL ONE FINANCIAL CORPORATION||Closed with explanation||Yes||No|
|Jul 3, 2014||01085||Advertising and marketing||BARCLAYS BANK DELAWARE||Closed with explanation||Yes||No|
|Jul 28, 2014||01085||Transaction issue||CAPITAL ONE FINANCIAL CORPORATION||Closed with monetary relief||Yes||No|
|Jun 22, 2016||01085||Customer service / Customer relations||CITIBANK, N.A.||Closed with explanation||Yes||No|
|Sep 14, 2016||01085||Identity theft / Fraud / Embezzlement||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
Local financial institutions in or near 01085
Banks in or near 01085 (Westfield, MA)
Local banks offering credit and financial products to residents of the community.
Sorry, no local banks found.
Our search for banks located in 01085 produced no matches.
ATMs in or near 01085 (Westfield, MA)
Local Automated Teller Machines (ATMs) for use by residents of the community.
Sorry, no local ATMs were found.
Our search for ATMs located in 01085 produced no matches.
Credit Unions in or near 01085 (Westfield, MA)
Local credit unions offering financial products to residents of the community.
Sorry, no local credit unions were found.
Our search for credit unions located in 01085 produced no matches.
Household Income Statistics in 01085
Income: 01085 vs. Massachusetts
Median household income in 01085 ($27,477) is approximately 61 percent less than the median income for the state as a whole ($71,021). 
Income Breakdown in 01085
The median household income in 01085 is $27,477, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 17 percent of Westfield households have incomes below poverty level. 
Income: 01085 vs. Nation
Median household income in 01085 ($27,477) is approximately 53 percent less than the median income for the entire United States ($58,283). 
Additional information about Massachusetts
01085 is associated with the city of Westfield, which is located in Hampden County in the state of Massachusetts. 
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Massachusetts State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau