Credit Card & Personal Finance Statistics in 01843
Credit Card Debt in 01843
- 01843 Credit Card Debt
-
- The estimated average credit card debt for 01843 residents is $5,142. [1]
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 01843
01843 Credit Scores
- Credit Scores in 01843
-
- Residents of 01843 (MA) have an estimated average credit score of 714. [3]
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]
More 01843 (Lawrence, MA) Credit Stats
- Credit card delinquency rates in Massachusetts [2]
-
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 01843 who are more than 90 days late on payments
-
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 01843 [4]
-
- 01843 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 01843 (Lawrence, MA)
Recent credit card complaints originating from consumers in 01843, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 01843
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
762 |
| Improper use of your report |
421 |
| Problem with a company's investigation into an existing problem |
143 |
| Problem with a credit reporting company's investigation |
101 |
| Attempts to collect debt not owed |
8 |
| Other |
57 |
* Total 2021 - 2024 (current)
Additional information about Massachusetts
About 01843
01843 is associated with the city of Lawrence, which is located in Essex County in the state of Massachusetts. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
