Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Biddeford Credit Cards

Credit Card Debt in Biddeford

^ Average credit card debt in Biddeford is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in Biddeford

^ Based on overall ME data, the credit card delinquency rate in Biddeford is approximately 0.53%. [2]

Credit Scores in Biddeford

^ The average credit score in Biddeford is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Biddeford, ME Credit Card & Personal Finance Statistics

Biddeford Credit Card Debt


  • Credit Card Debt in Biddeford
    • The estimated average credit card debt for Biddeford residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Biddeford Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Biddeford Credit Scores


  • Credit Scores in Biddeford
    • Residents of Biddeford, ME have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More Biddeford, ME Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Biddeford cardholders that are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Biddeford [4]
    • Biddeford (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Biddeford, ME

Recent credit card complaints originating from consumers in 04005, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Apr 27, 2015
04005
Identity theft / Fraud / Embezzlement
BARCLAYS BANK DELAWARE
Closed with monetary relief
Yes
No
Sep 2, 2014
04005
Payoff process
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Jan 21, 2015
04005
APR or interest rate
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Jan 27, 2014
04005
Closing/Cancelling account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jul 31, 2013
04005
Payoff process
CITIBANK, N.A.
Closed with explanation
Yes
No
Mar 5, 2012
04005
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
Yes

Local Financial Institutions in Biddeford

Banks in or near Biddeford, ME

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Biddeford produced no matches.

ATMs in or near Biddeford, ME

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Biddeford produced no matches.

Credit Unions in or near Biddeford, ME

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Biddeford produced no matches.

Biddeford, ME Household Income Statistics

Income: Biddeford vs. Maine

Median household income in Biddeford ($27,569) is approximately 44 percent less than the median income for the state as a whole ($49,025). [5]


Biddeford, ME Income Breakdown

The city of Biddeford has a median household income of $27,569, versus $49,025 for Maine and $58,283 for the U.S. Approximately 10 percent of Biddeford households have incomes below poverty level. [5]



Income: Biddeford vs. Nation

Median household income in Biddeford ($27,569) is approximately 53 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Maine

About Biddeford

Biddeford is a city located in York County in the state of Maine, and has a population of approximately 21,277. [6]

ME Credit Cards

Biddeford Credit Cards

For more information about Biddeford credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in ME

ZIP Codes in Maine


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau