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Comprehensive Local Credit Card Guide

Augusta Credit Cards

Credit Card Debt in Augusta

^ Average credit card debt in Augusta is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in Augusta

^ Based on overall ME data, the credit card delinquency rate in Augusta is approximately 0.53%. [2]

Credit Scores in Augusta

^ The average credit score in Augusta is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Augusta, ME Credit Card & Personal Finance Statistics

Augusta Credit Card Debt


  • Credit Card Debt in Augusta
    • The estimated average credit card debt for Augusta residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Augusta Credit Card Calculator


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Augusta Credit Scores


  • Credit Scores in Augusta
    • Residents of Augusta, ME have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More Augusta, ME Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Augusta cardholders that are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Augusta [4]
    • Augusta (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Augusta, ME

Recent credit card complaints originating from consumers in 04330, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jun 26, 2012
04330
Closing/Cancelling account
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Nov 25, 2013
04330
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Dec 12, 2013
04330
Late fee
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Apr 27, 2016
04330
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jul 10, 2012
04330
Other
Synovus Bank
Closed with monetary relief
Yes
No
Nov 12, 2013
04330
APR or interest rate
CITIBANK, N.A.
Closed with explanation
Yes
No

Local Financial Institutions in Augusta

Banks in or near Augusta, ME

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Augusta produced no matches.

ATMs in or near Augusta, ME

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Augusta produced no matches.

Credit Unions in or near Augusta, ME

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Augusta produced no matches.

Augusta, ME Household Income Statistics

Income: Augusta vs. Maine

Median household income in Augusta ($38,775) is approximately 21 percent less than the median income for the state as a whole ($49,025). [5]


Augusta, ME Income Breakdown

The city of Augusta has a median household income of $38,775, versus $49,025 for Maine and $58,283 for the U.S. Approximately 12 percent of Augusta households have incomes below poverty level. [5]



Income: Augusta vs. Nation

Median household income in Augusta ($38,775) is approximately 33 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Maine

About Augusta

Augusta is a city located in Kennebec County in the state of Maine, and has a population of approximately 19,136. [6]

ME Credit Cards

Augusta Credit Cards

For more information about Augusta credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in ME

ZIP Codes in Maine


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau