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Comprehensive Local Credit Card Guide

Waterville Credit Cards

Credit Card Debt in Waterville

^ Average credit card debt in Waterville is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in Waterville

^ Based on overall ME data, the credit card delinquency rate in Waterville is approximately 0.53%. [2]

Credit Scores in Waterville

^ The average credit score in Waterville is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Waterville, ME Credit Card & Personal Finance Statistics

Waterville Credit Card Debt


  • Credit Card Debt in Waterville
    • The estimated average credit card debt for Waterville residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Waterville Credit Card Calculator


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Waterville Credit Scores


  • Credit Scores in Waterville
    • Residents of Waterville, ME have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More Waterville, ME Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Waterville cardholders that are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Waterville [4]
    • Waterville (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Waterville, ME

Recent credit card complaints originating from consumers in 04901, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Nov 11, 2013
04901
Advertising and marketing
DISCOVER BANK
Closed with monetary relief
Yes
No
Jul 30, 2012
04901
Collection practices
CITIBANK, N.A.
Closed with explanation
Yes
No
Oct 24, 2016
04901
Closing/Cancelling account
Continental Finance Company, LLC
Closed with explanation
Yes
No
Nov 10, 2015
04901
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Sep 6, 2016
04901
Other
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No

Local Financial Institutions in Waterville

Banks in or near Waterville, ME

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Waterville produced no matches.

ATMs in or near Waterville, ME

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Waterville produced no matches.

Credit Unions in or near Waterville, ME

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Waterville produced no matches.

Waterville, ME Household Income Statistics

Income: Waterville vs. Maine

Median household income in Waterville ($44,114) is approximately 10 percent less than the median income for the state as a whole ($49,025). [5]


Waterville, ME Income Breakdown

The city of Waterville has a median household income of $44,114, versus $49,025 for Maine and $58,283 for the U.S. Approximately 12 percent of Waterville households have incomes below poverty level. [5]



Income: Waterville vs. Nation

Median household income in Waterville ($44,114) is approximately 24 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Maine

About Waterville

Waterville is a city located in Kennebec County in the state of Maine, and has a population of approximately 15,722. [6]

ME Credit Cards

Waterville Credit Cards

For more information about Waterville credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

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Additional Cities in ME

ZIP Codes in Maine


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau