Waterville, ME Credit Card & Personal Finance Statistics
Waterville Credit Card Debt
- Credit Card Debt in Waterville
-
- The estimated average credit card debt for Waterville residents is $4,797. [1]
- Average credit card debt amount in Maine (all cities) is
3% less than the national average of $4,965.
- Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]
Waterville Credit Card Calculator
Waterville Credit Scores
- Credit Scores in Waterville
-
- Residents of Waterville, ME have an estimated average credit score of 712. [3]
- The average credit score in Maine (all cities) is
2.3% greater than the national average score of 696.
- Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]
More Waterville, ME Credit Stats
- Credit card delinquency rates in Maine [2]
-
- Maine residents (all cities) rank 31st in the U.S. with a rate that
is 7% less than the national average of 0.57%.
- Waterville cardholders that are more than 90 days late on payments
-
- Maine Rate: 0.53%
- National Average: 0.57%
- Statute of limitations for credit card debt in Waterville [4]
-
- Waterville (Maine) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near Waterville, ME
Recent credit card complaints originating from consumers in 04901, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Date Complaint Filed | ZIP of Complaint | Type of Complaint | Company | Status of Complaint | Timely response? | Consumer disputed? |
---|
Nov 11, 2013
| 04901
| Advertising and marketing
| DISCOVER BANK
| Closed with monetary relief
| Yes
| No
|
Jul 30, 2012
| 04901
| Collection practices
| CITIBANK, N.A.
| Closed with explanation
| Yes
| No
|
Oct 24, 2016
| 04901
| Closing/Cancelling account
| Continental Finance Company, LLC
| Closed with explanation
| Yes
| No
|
Nov 10, 2015
| 04901
| Billing disputes
| CITIBANK, N.A.
| Closed with explanation
| Yes
| No
|
Sep 6, 2016
| 04901
| Other
| JPMORGAN CHASE & CO.
| Closed with explanation
| Yes
| No
|
Local Financial Institutions in Waterville
Banks in or near Waterville, ME
Local banks offering credit and financial products to residents of the community.
Sorry, no local banks found.
Our search for banks located in Waterville produced no matches.
ATMs in or near Waterville, ME
Local Automated Teller Machines (ATMs) for use by residents of the community.
Sorry, no local ATMs were found.
Our search for ATMs located in Waterville produced no matches.
Credit Unions in or near Waterville, ME
Local credit unions offering financial products to residents of the community.
Sorry, no local credit unions were found.
Our search for credit unions located in Waterville produced no matches.
Waterville, ME Household Income Statistics
Income: Waterville vs. Maine
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Waterville, ME Income Breakdown
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Income: Waterville vs. Nation
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Additional information about Maine
About Waterville
Waterville is a city located in Kennebec County in the state of Maine, and has a population of approximately 15,722. [6]
Did you know?
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"A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.",
"The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.",
"Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.",
"Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.",
"Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.",
"The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.");
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1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Maine State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau