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Comprehensive Local Credit Card Guide

Gardiner Credit Cards

Credit Card Debt in Gardiner

^ Average credit card debt in Gardiner is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in Gardiner

^ Based on overall ME data, the credit card delinquency rate in Gardiner is approximately 0.53%. [2]

Credit Scores in Gardiner

^ The average credit score in Gardiner is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Gardiner, ME Credit Card & Personal Finance Statistics

Gardiner Credit Card Debt


  • Credit Card Debt in Gardiner
    • The estimated average credit card debt for Gardiner residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Gardiner Credit Card Calculator


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Gardiner Credit Scores


  • Credit Scores in Gardiner
    • Residents of Gardiner, ME have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More Gardiner, ME Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Gardiner cardholders that are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gardiner [4]
    • Gardiner (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Gardiner, ME

Recent credit card complaints originating from consumers in 04345, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Oct 8, 2013
04345
Customer service / Customer relations
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Oct 4, 2013
04345
Payoff process
U.S. BANCORP
Closed with explanation
Yes
No

Local Financial Institutions in Gardiner

Banks in or near Gardiner, ME

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Gardiner produced no matches.

ATMs in or near Gardiner, ME

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Gardiner produced no matches.

Credit Unions in or near Gardiner, ME

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Gardiner produced no matches.

Gardiner, ME Household Income Statistics

Income: Gardiner vs. Maine

Median household income in Gardiner ($58,198) is approximately 19 percent greater than the median income for the state as a whole ($49,025). [5]


Gardiner, ME Income Breakdown

The city of Gardiner has a median household income of $58,198, versus $49,025 for Maine and $58,283 for the U.S. Approximately 12 percent of Gardiner households have incomes below poverty level. [5]



Income: Gardiner vs. Nation

Median household income in Gardiner ($58,198) is approximately 0 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Maine

About Gardiner

Gardiner is a city located in Kennebec County in the state of Maine, and has a population of approximately 5,800. [6]

ME Credit Cards

Gardiner Credit Cards

For more information about Gardiner credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

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Additional Cities in ME

ZIP Codes in Maine


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau