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Happy Valley Credit Cards

Credit Card Debt in Happy Valley

^ Average credit card debt in Happy Valley is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in Happy Valley

^ Based on overall OR data, the credit card delinquency rate in Happy Valley is approximately 0.45%. [2]

Credit Scores in Happy Valley

^ The average credit score in Happy Valley is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Happy Valley, OR Credit Card & Personal Finance Statistics

Happy Valley Credit Card Debt


  • Credit Card Debt in Happy Valley
    • The estimated average credit card debt for Happy Valley residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

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Happy Valley Credit Scores


  • Credit Scores in Happy Valley
    • Residents of Happy Valley, OR have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More Happy Valley, OR Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Happy Valley cardholders that are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Happy Valley [4]
    • Happy Valley (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Oregon

About Happy Valley

Happy Valley is a city located in Clackamas County in the state of Oregon, and has a population of approximately 13,903. [6]

OR Credit Cards

Happy Valley Credit Cards

For more information about Happy Valley credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in OR

ZIP Codes in Oregon


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau