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Comprehensive Local Credit Card Guide

Oregon Credit Cards

Credit Card Debt in OR

^ Oregon residents have average credit card debt of $4,773, which ranks 33rd in the nation. [1]

Credit Card Info in OR by City

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Credit Card Delinquency in OR

^ The credit card delinquency rate for Oregon residents is 0.45%, which ranks 39th in the U.S. [2]

OR Credit Cards

Oregon Credit Card & Personal Finance Statistics

Oregon Credit Card Debt


  • Credit Card Debt: OR vs. U.S.
    • Oregon residents have average credit card debt of $4,773. [1]
    • The average credit card debt amount in Oregon is 4% less than the national average of $4,965.
    • OR ranks 33rd in the nation in average credit card debt. [1]

Credit Card Delinquency in OR


  • Cardholders that are more than 90 days late on credit card payments in Oregon [2]
    • Oregon ranks 39th in the nation with a credit card delinquency rate that is 21% less than the national average of 0.57%.
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oregon [4]
    • Oregon: 6 years
    • U.S. Average: 5.4 years

Oregon Credit Scores


  • Credit Scores: OR vs. U.S.
    • Oregon residents have an average credit score of 709. [3]
    • The average credit score for Oregon residents is 2% greater than the national average score of 696.
    • OR ranks 18th in the nation in average credit score. [3]

Oregon Demographics

Income Breakdown in Oregon

The state of Oregon has a median household income is $53,395. Approximately 16 percent of households in OR have incomes below the poverty level. [5]



Household Income: Oregon vs. U.S.

The median household income in the state of Oregon is approximately 8 percent less than the median income for the United States in its entirety.

For the nation as a whole, the median household income is $58,283, versus the Oregon median household income of $53,395. [5]


Age Breakdown in Oregon

In Oregon, just under 76 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer. [5] [6]



Additional information about Oregon

About Oregon

The state of Oregon has a population of approximately 3,831,074, ranking 28th in the nation. [5]

OR Credit Cards

More about Oregon Credit Cards

For more information about Oregon credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Oregon Cities

Oregon ZIP Codes


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ United States Census Bureau

6. ^ U.S. Federal Reserve