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Comprehensive Local Credit Card Guide

Oregon Credit Cards

Credit Card Debt in OR

^ Oregon residents have average credit card debt of $4,773, which ranks 33rd in the nation. [1]

Credit Card Info in OR by City

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Credit Card Delinquency in OR

^ The credit card delinquency rate for Oregon residents is 0.45%, which ranks 39th in the U.S. [2]

OR Credit Cards

Oregon Credit Card & Personal Finance Statistics

Oregon Credit Card Debt


  • Credit Card Debt: OR vs. U.S.
    • Oregon residents have average credit card debt of $4,773. [1]
    • The average credit card debt amount in Oregon is 4% less than the national average of $4,965.
    • OR ranks 33rd in the nation in average credit card debt. [1]

Credit Card Delinquency in OR


  • Cardholders that are more than 90 days late on credit card payments in Oregon [2]
    • Oregon ranks 39th in the nation with a credit card delinquency rate that is 21% less than the national average of 0.57%.
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oregon [4]
    • Oregon: 6 years
    • U.S. Average: 5.4 years

Oregon Credit Scores


  • Credit Scores: OR vs. U.S.
    • Oregon residents have an average credit score of 709. [3]
    • The average credit score for Oregon residents is 2% greater than the national average score of 696.
    • OR ranks 18th in the nation in average credit score. [3]

Oregon Demographics

Income Breakdown in Oregon

The state of Oregon has a median household income is $53,395. Approximately 16 percent of households in OR have incomes below the poverty level. [5]



Household Income: Oregon vs. U.S.

The median household income in the state of Oregon is approximately 8 percent less than the median income for the United States in its entirety.

For the nation as a whole, the median household income is $58,283, versus the Oregon median household income of $53,395. [5]


Age Breakdown in Oregon

In Oregon, just under 76 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer. [5] [6]



Additional information about Oregon

About Oregon

The state of Oregon has a population of approximately 3,831,074, ranking 28th in the nation. [5]

OR Credit Cards

More about Oregon Credit Cards

For more information about Oregon credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Oregon Cities

Oregon ZIP Codes


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ United States Census Bureau

6. ^ U.S. Federal Reserve