Comprehensive Local Credit Card Guide

Credit Cards in 70123 (New Orleans, LA)

Credit Card Debt in 70123

^ Average credit card debt in 70123 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 70123

^ Based on overall Louisiana data, the credit card delinquency rate in New Orleans is approximately 0.76%. ^[2]

Credit Scores in 70123

^ The average credit score in New Orleans is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 70123

Credit Card Debt in 70123

70123 Credit Card Debt
- The estimated average credit card debt for 70123 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 70123

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70123 Credit Scores

Credit Scores in 70123
- Residents of 70123 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 70123 (New Orleans, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 70123 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 70123 ^[4]
- 70123 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 70123 (New Orleans, LA)

Recent credit card complaints originating from consumers in 70123, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 70123

Complaint Issue	Number of Complaints*
Incorrect information on your report	103
Improper use of your report	64
Problem with a credit reporting company's investigation	35
Problem with a company's investigation into an existing problem	27
Attempts to collect debt not owed	25
Other	58

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 70123

70123 is associated with the city of New Orleans, which is located in Jefferson Parish County in the state of Louisiana. ^[6]

70123 Credit Cards

For more information about 70123 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70123

6. ^ United States Census Bureau