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Comprehensive Local Credit Card Guide

Louisiana Credit Cards

Credit Card Debt in LA

^ Louisiana residents have average credit card debt of $4,773, which ranks 32nd in the nation. [1]

Credit Card Info in LA by City

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Credit Card Delinquency in LA

^ The credit card delinquency rate for Louisiana residents is 0.76%, which ranks 4th in the U.S. [2]

LA Credit Cards

Louisiana Credit Card & Personal Finance Statistics

Louisiana Credit Card Debt


  • Credit Card Debt: LA vs. U.S.
    • Louisiana residents have average credit card debt of $4,773. [1]
    • The average credit card debt amount in Louisiana is 4% less than the national average of $4,965.
    • LA ranks 32nd in the nation in average credit card debt. [1]

Credit Card Delinquency in LA


  • Cardholders that are more than 90 days late on credit card payments in Louisiana [2]
    • Louisiana ranks 4th in the nation with a credit card delinquency rate that is 33% greater than the national average of 0.57%.
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Louisiana [4]
    • Louisiana: 3 years
    • U.S. Average: 5.4 years

Louisiana Credit Scores


  • Credit Scores: LA vs. U.S.
    • Louisiana residents have an average credit score of 669. [3]
    • The average credit score for Louisiana residents is 4% less than the national average score of 696.
    • LA ranks 49th in the nation in average credit score. [3]

Louisiana Demographics

Income Breakdown in Louisiana

The state of Louisiana has a median household income is $47,653. Approximately 19 percent of households in LA have incomes below the poverty level. [5]



Household Income: Louisiana vs. U.S.

The median household income in the state of Louisiana is approximately 18 percent less than the median income for the United States in its entirety.

For the nation as a whole, the median household income is $58,283, versus the Louisiana median household income of $47,653. [5]


Age Breakdown in Louisiana

In Louisiana, just under 74 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer. [5] [6]



Additional information about Louisiana

About Louisiana

The state of Louisiana has a population of approximately 4,533,372, ranking 26th in the nation. [5]

LA Credit Cards

More about Louisiana Credit Cards

For more information about Louisiana credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Louisiana Cities

Louisiana ZIP Codes


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ United States Census Bureau

6. ^ U.S. Federal Reserve