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Comprehensive Local Credit Card Guide

Schertz Credit Cards

Credit Card Debt in Schertz

^ Average credit card debt in Schertz is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in Schertz

^ Based on overall TX data, the credit card delinquency rate in Schertz is approximately 0.59%. [2]

Credit Scores in Schertz

^ The average credit score in Schertz is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Schertz, TX Credit Card & Personal Finance Statistics

Schertz Credit Card Debt


  • Credit Card Debt in Schertz
    • The estimated average credit card debt for Schertz residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Schertz Credit Card Calculator


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Schertz Credit Scores


  • Credit Scores in Schertz
    • Residents of Schertz, TX have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More Schertz, TX Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Schertz cardholders that are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Schertz [4]
    • Schertz (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Texas

About Schertz

Schertz is a city located in Guadalupe County in the state of Texas, and has a population of approximately 31,465. [6]

TX Credit Cards

Schertz Credit Cards

For more information about Schertz credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in TX

ZIP Codes in Texas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau