Comprehensive Local Credit Card Guide

Credit Cards in 75045 (Garland, TX)

Credit Card Debt in 75045

^ Average credit card debt in 75045 is approximately $5,173, based on overall Texas data. ^[1]

Credit Card Delinquency in 75045

^ Based on overall Texas data, the credit card delinquency rate in Garland is approximately 0.59%. ^[2]

Credit Scores in 75045

^ The average credit score in Garland is approximately 674, based on collective Texas data. ^[3]

Credit Card & Personal Finance Statistics in 75045

Credit Card Debt in 75045

75045 Credit Card Debt
- The estimated average credit card debt for 75045 residents is $5,173. ^[1]
- Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 75045

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75045 Credit Scores

Credit Scores in 75045
- Residents of 75045 (TX) have an estimated average credit score of 674. ^[3]
- The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. ^[3]

More 75045 (Garland, TX) Credit Stats

Credit card delinquency rates in Texas ^[2]
- Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 75045 who are more than 90 days late on payments
- Texas Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 75045 ^[4]
- 75045 (Texas) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 75045 (Garland, TX)

Recent credit card complaints originating from consumers in 75045, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 75045

Complaint Issue	Number of Complaints*
Improper use of your report	7
Problem with a credit reporting company's investigation	6
Incorrect information on your report	1

* Total 2021 - 2024 (current)

Additional information about Texas

About 75045

75045 is associated with the city of Garland, which is located in Dallas County in the state of Texas. ^[6]

75045 Credit Cards

For more information about 75045 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Texas

Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau