Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 77262 (Houston, TX)

Credit Card Debt in 77262

^ Average credit card debt in 77262 is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in 77262

^ Based on overall Texas data, the credit card delinquency rate in Houston is approximately 0.59%. [2]

Credit Scores in 77262

^ The average credit score in Houston is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Credit Card & Personal Finance Statistics in 77262

Credit Card Debt in 77262


  • 77262 Credit Card Debt
    • The estimated average credit card debt for 77262 residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 77262


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


77262 Credit Scores


  • Credit Scores in 77262
    • Residents of 77262 (TX) have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More 77262 (Houston, TX) Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 77262 who are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 77262 [4]
    • 77262 (Texas) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 77262 (Houston, TX)

Recent credit card complaints originating from consumers in 77262, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 77262

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Texas

About 77262

77262 is associated with the city of Houston, which is located in Harris County in the state of Texas. [6]

TX Credit Cards

77262 Credit Cards

For more information about 77262 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Texas


Go

Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau