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Comprehensive Local Credit Card Guide

Cottonwood Credit Cards

Credit Card Debt in Cottonwood

^ Average credit card debt in Cottonwood is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in Cottonwood

^ Based on overall TX data, the credit card delinquency rate in Cottonwood is approximately 0.59%. [2]

Credit Scores in Cottonwood

^ The average credit score in Cottonwood is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Cottonwood, TX Credit Card & Personal Finance Statistics

Cottonwood Credit Card Debt


  • Credit Card Debt in Cottonwood
    • The estimated average credit card debt for Cottonwood residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Cottonwood Credit Card Calculator


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Cottonwood Credit Scores


  • Credit Scores in Cottonwood
    • Residents of Cottonwood, TX have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More Cottonwood, TX Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cottonwood cardholders that are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Cottonwood [4]
    • Cottonwood (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Texas

About Cottonwood

Cottonwood is a city located in Kaufman County in the state of Texas, and has a population of approximately 185. [6]

TX Credit Cards

Cottonwood Credit Cards

For more information about Cottonwood credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in TX

ZIP Codes in Texas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau