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Comprehensive Local Credit Card Guide

Credit Cards in 78589 (San Juan, TX)

Credit Card Debt in 78589

^ Average credit card debt in 78589 is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in 78589

^ Based on overall Texas data, the credit card delinquency rate in San Juan is approximately 0.59%. [2]

Credit Scores in 78589

^ The average credit score in San Juan is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Credit Card & Personal Finance Statistics in 78589

Credit Card Debt in 78589


  • 78589 Credit Card Debt
    • The estimated average credit card debt for 78589 residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 78589


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78589 Credit Scores


  • Credit Scores in 78589
    • Residents of 78589 (TX) have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More 78589 (San Juan, TX) Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 78589 who are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 78589 [4]
    • 78589 (Texas) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 78589 (San Juan, TX)

Recent credit card complaints originating from consumers in 78589, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 78589

Complaint Issue Number of Complaints*
Incorrect information on your report 123
Improper use of your report 35
Problem with a credit reporting company's investigation 27
Attempts to collect debt not owed 13
Getting a credit card 2
Other 9
* Total 2021 - 2024 (current)

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Additional information about Texas

About 78589

78589 is associated with the city of San Juan, which is located in Hidalgo County in the state of Texas. [6]

TX Credit Cards

78589 Credit Cards

For more information about 78589 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Texas


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Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer financial complaints in 78589

6. ^ United States Census Bureau