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Lincoln City Credit Cards

Credit Card Debt in Lincoln City

^ Average credit card debt in Lincoln City is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in Lincoln City

^ Based on overall OR data, the credit card delinquency rate in Lincoln City is approximately 0.45%. [2]

Credit Scores in Lincoln City

^ The average credit score in Lincoln City is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Lincoln City, OR Credit Card & Personal Finance Statistics

Lincoln City Credit Card Debt


  • Credit Card Debt in Lincoln City
    • The estimated average credit card debt for Lincoln City residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Lincoln City Credit Card Calculator


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Lincoln City Credit Scores


  • Credit Scores in Lincoln City
    • Residents of Lincoln City, OR have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More Lincoln City, OR Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Lincoln City cardholders that are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Lincoln City [4]
    • Lincoln City (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Lincoln City, OR

Recent credit card complaints originating from consumers in 97367, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Oct 28, 2016
97367
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jun 23, 2015
97367
Credit card protection / Debt protection
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No

Local Financial Institutions in Lincoln City

Banks in or near Lincoln City, OR

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Lincoln City produced no matches.

ATMs in or near Lincoln City, OR

Local Automated Teller Machines (ATMs) for use by residents of the community.


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Our search for ATMs located in Lincoln City produced no matches.

Credit Unions in or near Lincoln City, OR

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Lincoln City produced no matches.

Lincoln City, OR Household Income Statistics

Income: Lincoln City vs. Oregon

Median household income in Lincoln City ($35,897) is approximately 33 percent less than the median income for the state as a whole ($53,395). [5]


Lincoln City, OR Income Breakdown

The city of Lincoln City has a median household income of $35,897, versus $53,395 for Oregon and $58,283 for the U.S. Approximately 17 percent of Lincoln City households have incomes below poverty level. [5]



Income: Lincoln City vs. Nation

Median household income in Lincoln City ($35,897) is approximately 38 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Oregon

About Lincoln City

Lincoln City is a city located in Lincoln County in the state of Oregon, and has a population of approximately 7,930. [6]

OR Credit Cards

Lincoln City Credit Cards

For more information about Lincoln City credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in OR

ZIP Codes in Oregon


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau