Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Gearhart Credit Cards

Credit Card Debt in Gearhart

^ Average credit card debt in Gearhart is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in Gearhart

^ Based on overall OR data, the credit card delinquency rate in Gearhart is approximately 0.45%. [2]

Credit Scores in Gearhart

^ The average credit score in Gearhart is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Gearhart, OR Credit Card & Personal Finance Statistics

Gearhart Credit Card Debt


  • Credit Card Debt in Gearhart
    • The estimated average credit card debt for Gearhart residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Gearhart Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Gearhart Credit Scores


  • Credit Scores in Gearhart
    • Residents of Gearhart, OR have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More Gearhart, OR Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Gearhart cardholders that are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gearhart [4]
    • Gearhart (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Oregon

About Gearhart

Gearhart is a city located in Clatsop County in the state of Oregon, and has a population of approximately 1,462. [6]

OR Credit Cards

Gearhart Credit Cards

For more information about Gearhart credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in OR

ZIP Codes in Oregon


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau