Comprehensive Local Credit Card Guide

Credit Cards in 97030 (Gresham, OR)

Credit Card Debt in 97030

^ Average credit card debt in 97030 is approximately $4,773, based on overall Oregon data. ^[1]

Credit Card Delinquency in 97030

^ Based on overall Oregon data, the credit card delinquency rate in Gresham is approximately 0.45%. ^[2]

Credit Scores in 97030

^ The average credit score in Gresham is approximately 709, based on collective Oregon data. ^[3]

Credit Card & Personal Finance Statistics in 97030

Credit Card Debt in 97030

97030 Credit Card Debt
- The estimated average credit card debt for 97030 residents is $4,773. ^[1]
- Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
- Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 97030

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97030 Credit Scores

Credit Scores in 97030
- Residents of 97030 (OR) have an estimated average credit score of 709. ^[3]
- The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
- Oregon collectively ranks 18th in the U.S. in average credit score of residents. ^[3]

More 97030 (Gresham, OR) Credit Stats

Credit card delinquency rates in Oregon ^[2]
- Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.

Cardholders in 97030 who are more than 90 days late on payments
- Oregon Rate: 0.45%
- National Average: 0.57%

Statute of limitations for credit card debt in 97030 ^[4]
- 97030 (Oregon) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 97030 (Gresham, OR)

Recent credit card complaints originating from consumers in 97030, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 97030

Complaint Issue	Number of Complaints*
Incorrect information on your report	32
Managing an account	14
Improper use of your report	7
Attempts to collect debt not owed	6
Written notification about debt	6
Other	56

* Total 2021 - 2024 (current)

Additional information about Oregon

About 97030

97030 is associated with the city of Gresham, which is located in Multnomah County in the state of Oregon. ^[6]

97030 Credit Cards

For more information about 97030 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Oregon

Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau