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Comprehensive Local Credit Card Guide

Elgin Credit Cards

Credit Card Debt in Elgin

^ Average credit card debt in Elgin is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in Elgin

^ Based on overall OR data, the credit card delinquency rate in Elgin is approximately 0.45%. [2]

Credit Scores in Elgin

^ The average credit score in Elgin is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Elgin, OR Credit Card & Personal Finance Statistics

Elgin Credit Card Debt


  • Credit Card Debt in Elgin
    • The estimated average credit card debt for Elgin residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Elgin Credit Card Calculator


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Elgin Credit Scores


  • Credit Scores in Elgin
    • Residents of Elgin, OR have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More Elgin, OR Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Elgin cardholders that are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Elgin [4]
    • Elgin (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Oregon

About Elgin

Elgin is a city located in Union County in the state of Oregon, and has a population of approximately 1,711. [6]

OR Credit Cards

Elgin Credit Cards

For more information about Elgin credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in OR

ZIP Codes in Oregon


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau