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Comprehensive Local Credit Card Guide

Spencerville Credit Cards

Credit Card Debt in Spencerville

^ Average credit card debt in Spencerville is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in Spencerville

^ Based on overall OH data, the credit card delinquency rate in Spencerville is approximately 0.57%. [2]

Credit Scores in Spencerville

^ The average credit score in Spencerville is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

Spencerville, OH Credit Card & Personal Finance Statistics

Spencerville Credit Card Debt


  • Credit Card Debt in Spencerville
    • The estimated average credit card debt for Spencerville residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

Spencerville Credit Card Calculator


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Spencerville Credit Scores


  • Credit Scores in Spencerville
    • Residents of Spencerville, OH have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More Spencerville, OH Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Spencerville cardholders that are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Spencerville [4]
    • Spencerville (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Ohio

About Spencerville

Spencerville is a village located in Allen County in the state of Ohio, and has a population of approximately 2,223. [6]

OH Credit Cards

Spencerville Credit Cards

For more information about Spencerville credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in OH

ZIP Codes in Ohio


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau