Credit Card & Personal Finance Statistics in 45415
Credit Card Debt in 45415
- 45415 Credit Card Debt
-
- The estimated average credit card debt for 45415 residents is $4,817. [1]
- Average credit card debt amount in Ohio (all cities) is
3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 45415
45415 Credit Scores
- Credit Scores in 45415
-
- Residents of 45415 (OH) have an estimated average credit score of 699. [3]
- The average credit score in Ohio (all cities) is
0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]
More 45415 (Dayton, OH) Credit Stats
- Credit card delinquency rates in Ohio [2]
-
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that
is exactly equal to the national average of 0.57%.
- Cardholders in 45415 who are more than 90 days late on payments
-
- Ohio Rate: 0.57%
- National Average: 0.57%
- Statute of limitations for credit card debt in 45415 [4]
-
- 45415 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 45415 (Dayton, OH)
Recent credit card complaints originating from consumers in 45415, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 45415
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
40 |
| Incorrect information on your report |
17 |
| Problem with a credit reporting company's investigation |
5 |
| Problem with a company's investigation into an existing problem |
3 |
| Credit monitoring or identity theft protection services |
2 |
| Other |
8 |
* Total 2021 - 2024 (current)
Additional information about Ohio
About 45415
45415 is associated with the city of Dayton, which is located in Montgomery County in the state of Ohio. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Ohio State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
