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Comprehensive Local Credit Card Guide

Ohio Credit Cards

Credit Card Debt in OH

^ Ohio residents have average credit card debt of $4,817, which ranks 28th in the nation. [1]

Credit Card Info in OH by City

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Credit Card Delinquency in OH

^ The credit card delinquency rate for Ohio residents is 0.57%, which ranks 22nd in the U.S. [2]

OH Credit Cards

Ohio Credit Card & Personal Finance Statistics

Ohio Credit Card Debt


  • Credit Card Debt: OH vs. U.S.
    • Ohio residents have average credit card debt of $4,817. [1]
    • The average credit card debt amount in Ohio is 3% less than the national average of $4,965.
    • OH ranks 28th in the nation in average credit card debt. [1]

Credit Card Delinquency in OH


  • Cardholders that are more than 90 days late on credit card payments in Ohio [2]
    • Ohio ranks 22nd in the nation with a credit card delinquency rate that is exactly equal to the national average of 0.57%.
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ohio [4]
    • Ohio: 6 years
    • U.S. Average: 5.4 years

Ohio Credit Scores


  • Credit Scores: OH vs. U.S.
    • Ohio residents have an average credit score of 699. [3]
    • The average credit score for Ohio residents is 0% greater than the national average score of 696.
    • OH ranks 29th in the nation in average credit score. [3]

Ohio Demographics

Income Breakdown in Ohio

The state of Ohio has a median household income is $51,385. Approximately 16 percent of households in OH have incomes below the poverty level. [5]



Household Income: Ohio vs. U.S.

The median household income in the state of Ohio is approximately 12 percent less than the median income for the United States in its entirety.

For the nation as a whole, the median household income is $58,283, versus the Ohio median household income of $51,385. [5]


Age Breakdown in Ohio

In Ohio, just under 75 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer. [5] [6]



Additional information about Ohio

About Ohio

The state of Ohio has a population of approximately 11,536,504, ranking 6th in the nation. [5]

OH Credit Cards

More about Ohio Credit Cards

For more information about Ohio credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Ohio Cities

Ohio ZIP Codes


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ United States Census Bureau

6. ^ U.S. Federal Reserve