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Comprehensive Local Credit Card Guide

Lima Credit Cards

Credit Card Debt in Lima

^ Average credit card debt in Lima is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in Lima

^ Based on overall OH data, the credit card delinquency rate in Lima is approximately 0.57%. [2]

Credit Scores in Lima

^ The average credit score in Lima is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

Lima, OH Credit Card & Personal Finance Statistics

Lima Credit Card Debt


  • Credit Card Debt in Lima
    • The estimated average credit card debt for Lima residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

Lima Credit Card Calculator


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Lima Credit Scores


  • Credit Scores in Lima
    • Residents of Lima, OH have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More Lima, OH Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Lima cardholders that are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Lima [4]
    • Lima (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Lima, OH

Recent credit card complaints originating from consumers in 45801, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jan 25, 2014
45801
Closing/Cancelling account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Feb 26, 2014
45801
Billing statement
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No

Local Financial Institutions in Lima

Banks in or near Lima, OH

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Lima produced no matches.

ATMs in or near Lima, OH

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Lima produced no matches.

Credit Unions in or near Lima, OH

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Lima produced no matches.

Lima, OH Household Income Statistics

Income: Lima vs. Ohio

Median household income in Lima ($36,936) is approximately 28 percent less than the median income for the state as a whole ($51,385). [5]


Lima, OH Income Breakdown

The city of Lima has a median household income of $36,936, versus $51,385 for Ohio and $58,283 for the U.S. Approximately 19 percent of Lima households have incomes below poverty level. [5]



Income: Lima vs. Nation

Median household income in Lima ($36,936) is approximately 37 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Ohio

About Lima

Lima is a city located in Allen County in the state of Ohio, and has a population of approximately 38,771. [6]

OH Credit Cards

Lima Credit Cards

For more information about Lima credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in OH

ZIP Codes in Ohio


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau